Get Pre-Approval on Your Mortgage Application
Pre-approved loans are the way to go in today's real estate market.
You’ve played with the many tools and calculators available. You have a sense of what you can afford and what different mortgages have to offer.
Now it’s time for you to get pre-approved.
Pre-approved means a lender has looked at your financial information and agreed to lend up to a specific, maximum mortgage amount. The lender gives you a written commitment you can show to real estate agents and home sellers. It’s proof you can afford to buy a home. Approach several lenders or consider using a mortgage broker to compare offers and interest rates.
Once you have a pre-approval, you can make offers with confidence. You'll have more leverage in the negotiating process and home sellers will take you seriously.
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