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If your house has been on the market for a while, you need to move quickly, or you have a motivated buyer who can't gather enough cash to buy but can put down a non-refundable deposit on a future buy, you might consider a Lease-to-Buy Option.
Your Realtor (or your collection of real estate books) can walk you through the details, but the overall picture is this: You and your
leasor
agree to a set price (great for the
leasor
/buyer if the market goes up and great for you if the market goes down) and time frame to make an offer with a non-refundable "earnest money" deposit (often called a "consideration" in lease-buy options) from your
leasor
. The
leasor
may offer to buy at any time during your term, often putting their rent and earnest money against the agreed-upon price. If they decide not to buy, you keep the earnest money and put the house on the market again (you hope at a higher price than the year before), continue your lease-to-buy, or simply switch to a standard rental agreement with your tenant.
You may love your house, but getting stuck with bad neighbors may have you thinking about putting up a for-sale sign. Here are some tips on dealing with rude, sloppy or nosy neighbors, and even those mean ones with spite houses.
A short sale occurs when a property is sold for less than what is owed on the mortgage with the lender's approval. Learn the advantages and disadvantages of this type of transaction for the seller and the buyer.
Overwhelmed by the idea of a monthly mortgage, taxes and other costs of owning a home? Do a little real estate therapy with expert Tara-Nicholle Nelson.
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