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Money-Saving Tips for Splurge-Worthy Decor
Whether it's the leather Chesterfield sofa you've had your eye on forever or the modern art piece you want hanging over your mantel, sometimes you have to do a little budget editing to achieve your decorating dreams. Follow our tips for trimming a little here and there so you'll be sitting in your lounge chair in no time.
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Do a Spending Fast
Just the essentials, please. Take a break from spending on anything that isn't an absolute necessity (bills, groceries, gas). Simply refraining from your morning coffee stop could potentially save you up to $150 a month. But don't worry, this doesn't have to be a forever change. Try it for a month — no dining out, buying new clothes or going to the movies — and see how much you'll be able to add to your design fund.
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Take a Look at Monthly Expenses
Go over your monthly statements with a fine-tooth comb. Determine which expenses you can cut: the gym you're not going to, the TV or internet bill you can reduce or any unused subscriptions.
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Find the Right Credit Card
Research different cashback credit cards so you can earn money for the dollars you're already spending. Some cards have varied percentages on different areas of your spending, such as earning three percent on dining, two percent on groceries and one percent on everything else. Set aside the money you're getting back to go toward your major purchase.
This article is for educational purposes only, and is not intended to provide medical or legal advice, or to indicate the availability or suitability of any product or service for your unique circumstances.
Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.
