Splurge vs. Steal: 20 Sparkling Jewelry Buys for Any Budget

We share our top jewelry picks — and their budget-friendly counterparts — for yourself or that special someone.

Keep in mind: Price and stock could change after publish date, and we may make money from these links.
December 03, 2018

Splurge: 14k Gold-Plated Lariat Necklace

Layer in luxury with this shimmering 14k gold-plated lariat necklace. The ultra-dainty design adds a special touch to casual outfits and formal frocks, alike. Wear it alone for subtle sparkle, or layer with a choker and pendant for an effortless-cool look.

Buy It: Macy's, $650

Steal: 14k Gold-Plated Double Lariat Necklace

Give their décolletage the same subtle sparkle and luxe quality — at a fraction of the cost. We’re especially smitten with the glimmering 14k gold-plating and dainty chain details of this double-lariat dupe necklace.

Buy It: Amazon, $147

Splurge: 18k Gold-Plated Brass Hoop Earrings

Fact: You will want to reach for these sleek, hammered hoop earrings Every. Single. Day. They’re plated with 18k gold and boast a delicate design that easily transitions from your OOTD to a show-stopping OOTN.

Buy It: Amazon, $70.00

Steal: Delicate Gilded Hoop Earrings

Babes on a budget — we didn’t forget about you! Before you commit to a pricier pair, be sure to try out the trend with these designer dupe hoops. Between the thin design and shimmery look, these hoops are virtually identical to their pricier counterpoint. The only difference we see here? Fifty bucks.

Buy It: Urban Outfitters, $20

Splurge: 18k Gold-Plated Double Star Necklace

Shine on, sister! We’re fans of this stunning 18k gold-plated double-star necklace because it speaks to the chic celestial trend everyone loves so much right now. Bonus: The necklace is the perfect length to wear solo or shine bright with your other favorite necklaces for a luxe, layered look.

Buy It: Amazon, $60.00

Steal: Single Star Necklace

Make this dreamy, dainty necklace the star of your wardrobe. We’re starry-eyed over the way this chic celestial pendant effortlessly enhances any outfit. Minimalists will love wearing it alone, but it looks just as cute when paired with beaded and pendant necklaces.

Buy It: Amazon, $19.97

Splurge: Colorful Confetti Drop Earrings

What better way to accessorize your party dress than with some glittering, confetti-filled earrings? The vibrant rainbow colors will turn heads at the punch bowl and earn compliments aplenty while you freshen up in the lady’s room.

Buy It: Amazon, $102.79

Steal: Festive Glitter Stud Set

Why settle for one pair of party-ready studs when you can grab two for at less than half the price? Grab this festive, glittering stud set for your friend and one for yourself — or keep 'em both for yourself. We won’t tell.

Buy It: Modcloth, $15

Splurge: 14k Gold Evil Eye Bracelet

Ward off bad vibes with this luxurious bracelet buy. The trendy evil eye design is composed of 14k gold and adds loads of shimmer and style to your wrists. Wear it with other dainty bracelets, or pair it with a wristwatch for a chic, stacked look.

Buy It: Macy's, $298

Steal: 18k Gold-Plated Evil Eye Bracelet

This evil-eye bracelet dupe kicks bad vibes to the curb and keeps your wrists on-trend — all without wrecking your wallet in the process. Plus, each bracelet is composed of sterling silver, plated in 18k gold to ensure high quality, and has long-lasting wear.

Buy It: Amazon, $50

Splurge: 14k Gold-Plated Brass Engraved Signet Ring

Signet rings are having a serious moment in the jewelry world, and we're very much here for it. Invest in the trend with this 14k gold-plated signet ring that features a classic, serif initial.

Buy It: Macy's, $118

Steal: 14k Gold-Plated Silver Initial Signet Ring

This steal offers the exact same style, the same luxe 14k gold-plating and a single, hand-engraved initial as a pretty, personalized touch.

Buy It: Amazon, $29.90

Splurge: 18k Gold-Plated Crescent Pendant Necklace

Throw on this dazzling, crescent moon pendant to add some panache to any outfit in your closet. The stunning necklace is offered in high-quality sterling silver or 18k gold plating and pairs well with everything from dainty chokers, bejeweled bracelets or even statement chandelier earrings.

Buy It: Amazon, $77.50

Steal: Crescent Pendant Necklace

No need to pinch your pennies to snag this stylish, versatile crescent necklace. We’re equally as dazzled by this beautiful, budget-friendly crescent necklace design. Pick one up to perk up your outfit, day or night.

Buy It: Modcloth, $15

Splurge: Silk Party Tassels

Don’t forget to slip on these slinky, silk tassel earrings before you head out on the town. The flirty length and trendy design will elevate your party dress, and the ornate, gilded details add to the luxe look.

Buy It: Macy's, $78

Steal: Cute Clover Tassels

Dupe the designer look with some sassy clover tassel earrings. These on-trend earrings offer the same daring length and boast glossy, brass hardware for an ultra-glam touch.

Buy It: Amazon, $9.99

Splurge: Japanese Quartz + Rose-Gold Mesh Watch

What time is it, you ask? Time for you to get a watch. Specifically, this stunning, Japanese Quartz and rose gold wristwatch. The modern mesh band and minimalist face effortlessly complement your athleisure wear for the grocery store and your go-to little black dress for the holiday party.

Buy It: Amazon, $169

Steal: Pearl Face + Rose-Gold Mesh Watch

Snag the same, high-style look for less than $100. Believe us, you’ll catch yourself reaching for this romantic rose-gold watch, with its dreamy, pearl face, for every occasion.

Buy It: MVMT, $125

Splurge: Pearl + White Topaz Stud Earrings

Classic, timeless and totally jaw-dropping. What’s not to love about these stunning, pearl and topaz stud earrings? Treat yourself to luxury and wear them every day, or reserve them for extra-special occasions.

Buy It: Macy's, $382 (Originally $850)

Steal: Pearl + Diamond Sterling Stud Earrings

Diamonds and pearls: Name a more dynamic duo, we’ll wait. Okay, but you need to buy these ASAP because the price is unreal and the diamond-halo design is timeless as timeless can be, friends.

Buy It: Amazon, $74