What if you're not fortunate enough to live in a mild climate like California? For areas where the threat of freeze is imminent, the answer is simple--just move the plant. With amazingly shallow roots, the core of the stem base holds enough stored nutrition to feed the plant for an entire winter (figure C). Just dig up the plant carefully, remove excess dirt and roots and store it in a cool dry place--like a basement--where it can survive for months on end. Then, once the weather warms up, move the plant back outdoors to re-establish itself; in about 30 days, new growth will initiate. Keep in mind, depending on your climate, that even using the dig-out-and-store method won't guarantee that your plant will bear fruit. "But even if it doesn't, bananas produce foliage that produce a cool element in your garden," says master gardener Paul James. Another cool thing about banana plants is the development of new varieties hardy to zone 5.
If all this digging up and replanting sounds like too much work, or if you dont have enough storage space, Richardson offers another option--plant your banana plant in a pot. "One of the best ways to grow bananas in marginal climates is in containers," says Richardson. Not only can you grow them indoors, but you can also grow them outdoors on a patio. And if a freeze is imminent, you can move the container in the house, the garage or basement for protection.
When growing bananas in containers, use the best soil you can because not only do bananas grow rapidly, but they are also heavy feeders. One of the advantages to container gardening is that it allows you to feed them often. Nutritionally, bananas are potassium rich, so Richardson suggests adding green sand, kelp meal and sulfate of potash magnesium, all of which are high in potassium.